Conditions of Use
1. General
1.1. You are invited to visit Cairn Phundholm (the "Website")
Our email: info@cairn-phundholm.com
1.2. This website provides information about third-party trading platforms (the "Third-Party Platforms") to access trading services (the "Services")
1.3. These Terms govern your (referred to as "You", "Your", or "User") access to the Website and Services. Please read these Terms carefully before using the Services. These Terms constitute a legally binding agreement between you and the website owner. You must accept these Terms in their entirety if you wish to use the website. These Terms may be updated from time to time. These Terms include our Privacy Policy, which you agree to by accepting these Terms. (You can review our Privacy Policy here).
2. Eligibility
2.1. Access to the Website is granted to you provided you comply with these terms and conditions.
2.1.1. You must be at least 18 years old
2.1.2. You must be able to legally enter into these Terms and Conditions
2.1.3. The laws of your country of residence or the country where you use the Services do not prohibit you from accessing the Website or using any of its services
2.2. We make no guarantees, representations, or warranties regarding the legality or permissibility of the Website or services for any individual. We are not responsible for any unlawful use of the Website or its services by any user.
3. Territories with restricted access
3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any portion of them) to: (i) users who reside in restricted territories (the "Restricted Territories") and (ii) users we believe may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional terms prior to accepting users who are citizens of certain countries. If users travel into restricted territories, the Website or the Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. You agree to use the Site and Services responsibly and not to:
4.1.1. Upload, download, share, or publish any content that (a) infringes intellectual property rights, privacy rights, or other legal rights; (b) contains threats, harassment, defamation, slander, or racist material; (c) includes viruses or malicious software that could harm our systems or those of third parties, or otherwise disrupts access for other users; (d) violates any applicable law; or (e) contains advertisements or promotional material without our prior written consent.
4.1.2. Remove, alter, or obscure any proprietary notices, legal disclaimers, or designations on the Website.
4.1.3. Access the Services through any means other than the official website.
4.1.4. Interfere with or disrupt other users' use of the Website or Services.
4.1.5. Use bots, automated scripts, or other automated techniques to access the Site or Services.
4.1.6. Upload or transmit any content containing tracking mechanisms—such as web bugs, cookies, or spyware—without our express written permission.
4.1.7. Use framing, mirroring, or any method to replicate the appearance or functionality of the Services.
4.1.8. Violate any applicable laws or regulations, or engage in or encourage illegal activities, including trademark infringement, copyright violation, defamation, privacy breaches, identity theft, or distribution of counterfeit software.
4.1.9. Modify or alter the Website's source code, or upload applications or software that could damage the Website or harm individuals.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software used on the Website or to provide the Services.
4.2. These terms are in addition to any other rights we may have. If we determine that your use of the Site does not comply with these Terms or applicable laws, we may monitor your activity, restrict or block your access, disclose your conduct to third parties, or take any other appropriate action to protect third-party rights and property.
5. Intellectual property rights
5.1. The Website's content, including video-related material such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our intellectual property rights and those of third parties.
5.2. All rights, titles, and interests related to the services and Website are owned by us. Except for the right to use the Services and Website in accordance with these Terms, your use of the Services and Website does not grant you any intellectual property rights.
5.3. You may access the Website and/or Services only for personal, non-commercial use.
5.4. You may not permit anyone to modify, reverse engineer, decompile, or copy the Services or Website, or create derivative works through sub-licensing or rental.
6. Limitation of liability
6.1. You are responsible for the Website and Services. We do not provide any warranties, whether express or implied, regarding the Website and Services or your use of them—including implied warranties of merchantability and fitness for a particular purpose, non-infringement, usability, accuracy, completeness, timeliness, or prompt delivery. The content and functions accessible via the website are provided "as is," "as available," and "with all faults."
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the website. We do not assume responsibility for any disruptions or interruptions to transmissions to or through the Services.
6.3. We will not indemnify you for any loss incurred directly or indirectly by you or any third party through the website or Services. You are responsible for any decisions made based on information on the Website and/or Services.
6.4. We are not responsible for any loss or damage that occurs directly, indirectly, or in connection with you or any third party. This includes any loss of income or data resulting from your use of the site and/or Services. This limitation of liability applies to the fullest extent permitted by applicable law.
6.5. We assume no responsibility for technical issues with internet or telephone lines, computer providers, system servers, or any hardware not under our control. We are not liable for any internet usage issues.
7. Content and Services from third parties
7.1. When using our Services, you may view content from third parties and service providers, including advertisements and reviews of third-party platforms.
7.2. We are not responsible for the accuracy or availability of third-party information or products. Such content may not always be current or up to date.
7.3. We recommend that you independently verify all information before making any decisions. You are responsible for all actions and decisions based on this information.
8. Links
8.1. This website contains both advertisements and content. Materials are made available through third-party websites ("Links"). We recommend that you review this information carefully before downloading, relying on, or accessing any information from these websites, software, or other materials, or before completing any purchase or transaction. These links are provided solely for user convenience. We are not responsible for any damage or loss resulting from the use of or reliance on any information, products, or services made available through other websites or applications.
8.2. The inclusion of hyperlinks on this website does not constitute an endorsement, authorization, affiliation, or any other form of approval by us of the linked websites, their software, or their administrators.
8.3. We have not reviewed all hyperlinks and cannot be held responsible for the software or websites referenced. We advise you to review terms carefully before deciding to use, rely on, or purchase anything from these websites or applications. We are not liable for any damage or loss resulting from the use of or reliance on any products, information, or content accessible through other websites.
8.4. It is your responsibility to review the terms and policies of any third-party websites. We strongly recommend that you read them before engaging with third-party websites.
9. Miscellaneous
9.1. We reserve the right to alter, suspend, or modify our Services at any time. Such changes will not adversely affect your use of the Services, and you will have no claim against us as a result.
9.2. We may modify these Terms at any time. When we do, we will publish the updated version and update the date at the top of this page. Modifications become effective within a couple of business days. By continuing to use the website after any changes are published, you are deemed to have accepted the modified Terms.
9.3. The User acknowledges and agrees that any information transmitted through the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and our Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any other promise, statement, or agreement—whether oral or written—that is not included herein is not legally binding on either party.
9.5. Our failure to exercise any right or power granted under these Terms does not constitute a waiver of that right or power. Any single or partial exercise of a right shall not preclude further or additional exercise of that same right or any other rights or remedies available to us.
9.6. If any provision of these Terms is declared invalid by a court of competent jurisdiction, that provision will be severed. The remainder of the Terms will continue in effect and will be interpreted as if the invalid provision had been excluded from the outset, consistent with the court's intent in making such declaration.
9.7. We retain the right to assign or transfer our rights and obligations under these Terms to third-party partners, who may then operate the website and provide its services. You, however, may not assign or transfer your rights or obligations under these Terms without our prior written consent.